DECRETO 18 Settembre 2007 - Classificazione delle operazioni creditizie per categorie omogenee, ai fini della rilevazione dei tassi effettivi globali medi, praticati dalle banche e dagli intermediari finanziari.
IL CAPO DELLA DIREZIONE
V del Dipartimento del tesoro
Vista la legge 7 marzo 1996, n. 108, recante disposizioni in materia di usura e, in particolare, l'art. 2, comma 2, in base al quale "il Ministro del tesoro, sentiti la Banca d'Italia e l'Ufficio italiano dei cambi, effettua annualmente la "classificazione delle operazioni per categorie omogenee, tenuto conto della natura, dell'oggetto, dell'importo, della durata, dei rischi e delle garanzie";
Visti i decreti ministeriali 23 settembre 1996, 24 settembre 1997, 22 settembre 1998, 21 settembre 1999, 20 settembre 2000, 20 settembre 2001, 16 settembre 2002, 18 settembre 2003, 16 settembre 2004 e 20 settembre 2005 e 20 settembre 2006, recanti la classificazione delle operazioni creditizie per categorie omogenee, ai fini della rilevazione dei tassi effettivi globali medi praticati dagli intermediari finanziari;
Avute presenti le "istruzioni per la rilevazione del tasso effettivo globale medio ai sensi della legge sull'usura" emanate dalla Banca d'Italia nei confronti delle banche e degli intermediari finanziari iscritti nell'elenco speciale previsto dall'art. 107 del decreto legislativo n. 385/1993 (pubblicate nella Gazzetta Ufficiale n. 74 del 29 marzo 2006) e dall'Ufficio italiano dei cambi nei confronti degli intermediari finanziari iscritti nell'elenco generale di cui all'art. 106 del medesimo decreto legislativo (pubblicate nella Gazzetta Ufficiale n. 102 del 4 maggio 2006);
Sentiti la Banca d'Italia e l'Ufficio italiano dei cambi;
Decreta:
Art. 1.
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Ai fini della rilevazione dei tassi effettivi globali medi praticati dalle banche e dagli intermediari finanziari sono...
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