Il contratto di assicurazione

• Autore: Valeria Ciervo
• Pagine: 93-132

CAPITOLO IV

IL CONTRATTO DI ASSICURAZIONE

di Valeria Ciervo

1. 

Il contratto di assicurazione era sconosciuto al diritto romano come contrat-

-



 

    foenus

nauticum  -

  -

  

     

       

mos mercatorum.

                  

    -

        

di u n ri schio incombente sul patr imonio alt rui, se ne ac colli le conse guenze

dannos e in ca so di si nistro»1. Prima di essere riconosciut o come tipo con-

 -

  -

   

     -

  -

 

1 A. DONATI-VOLPE PUTZOLU,      Giuffrè, Mila-

no, 2006.

94  

1.1 La disciplina del contratto di assicurazione: dal Codice del Commercio

al Codice Civile del 1942

  

  -

razione dei rischi marittimi e trattandosi di un contratto commerciale, il contrat-

to di assicurazione è stato per lungo tempo regolato dagli statuti ed agli usi

mercantili.

 -

  

eccezioni di usura o lotta contro le scommesse.

-

2     -

  

  

  



     -

  

     

  

-

 

-

to lo schema della coassicurazione.3

    

       

         -

mercio del 1882.

La dottrina francese, tradotta nelle norme del Code Napoléon, risentì chiara-

mente della impostazione storica e collocò  accanto a le

, le jeu et le pari, le contrat de rente viagère.



  -

razione.

  

           

   

2          

mare e la   (A. DONATI-VOLPE PUTZOLU,  )

3       

      -

curazioni.

IV. Il contratto di assicurazione 95

    -

 4.

La riconduzione del contratto di assicurazione, operata dal codice del 1865,

-

-

   



    

-

sicuratrice fra le operazioni di mera sorte, né condannare per bancarotta quella che

vi avesse perduto una notevole parte del suo patrimonio (art. 856, n. 2)»5.

 -

        

 

 -



     an e quantum) delle

prestazioni6.

 -

        

  

 

4       -

    

    

  .)

5 Cfr. Enciclopedia del Diritto, Voce “Contratto-

  



-

     Ri-

schio, alea e alea normale nel contratto, in 1948, 769 ss.).

            

dannosa, secondo le circostanze.

 Contratto,  -

          -

            

     -

           

corrente che tale differenza rientra, come elemento intrinseco, nella causa del contratto”.

6 Cfr. Enciclopedia del Diritto, Voce “ 923 “nel contratto aleatorio, è indif-

sproporzione fra le prestazioni



   -

          

  